Additional Ways to Find Financing for Your Small Business

One of the biggest challenge small businesses face is locating capital for their companies. Having enough initial capital is very important for a company to be able to initiate and follow through on its objectives. Having access to capital on an ongoing basis is also important because business is unpredictable especially for small companies that must constantly juggle their finances.   So small businesses must meet the challenge of constantly locating new source of capital in order to fulfill their business plans and remain competitive.  However locating capital is not always easy for a small business. The regular channels like…

How Banks Determine the Interest Rate on Your Loan

If you have gone on and taken a car, credit card or business credit from a bank, you must have wondered what the criteria is that they use to ascertain interest on various investments. Are the interest charges products of closed-door meetings within the bank’s halls or are they fixed by the Federal Reserve Bank? Why do the interest rates on loans vary from customer to customer? Why do credit card advances have such high-interest when compared to residence mortgage loans or automobile loans? 1.Competition Banks set up their own interest charges and are actually forbidden by U.S antitrust laws…

Bitcoin Poised to Replace Fiat Money in E-Commerce

One of the founding principles behind Bitcoin – and by proxy, all cryptocurrencies that followed – was to replace fiat currency and the banking system that fiat relies on. The dream lives on, and e-commerce is the space where it’s happening fastest. E-commerce is like the natural habitat of Bitcoin. It’s the easiest space in which to make transactions with Bitcoin and where most retailers currently accept payments in cryptocurrency. Retailers are constantly on the search for ways to minimize the transaction fees they pay. While retailers can pass those fees onto customers, most eat the costs to keep prices…

3 Ways to Help Your Restaurant’s Manager Succeed

Anybody who has worked in a restaurant knows that it’s hard and stressful. Many things can go wrong: the margins are tight, the cooks work near hot temperatures and sharp knives, customers can be demanding or even skip the bill, and lots more. The pressure affects all restaurant employees, but the manager is ultimately accountable for everybody. Here are a few good tips to help your restaurant manager succeed in their job. Restaurant Scheduling Software Managers love new technology like restaurant scheduling software, which makes it possible to dramatically reduce the amount of time it takes to create a schedule…

Why Can’t Common Cold Be Cured

Common Cold

Talking of other viruses that include smallpox, ear infections, urinary tract infection among other serious illnesses can be treated. But the question that many have asked is why haven’t the cure for colds been found yet.   And what is even more shocking is the fact that even the other different types of flue has a cure. But the lowly cold has no cure, unbelievable. Some have come to the conclusion that inventors have come up with the theory that lowly colds are not as important. But that is false. Keep reading and find out why we still have runny…