If you want to check people’s credit history, you can do that through a variety of different sources. An official credit report, such as the one a bank would complete, is quite a complex process, however. You can only process it if you have received the applicant’s authorization to run the check, for instance. Even if you run a non-official credit check, through one of the many background check facilities that exist online, you will need to make sure you do more than look at a financial history as well. For instance, someone may have provided you with references to…