Life is full of the unexpected. From the good, the bad and the ugly, life is as predictable as the weather—there is simply no foolproof strategy to prepare for the unforeseen. However, nothing may relate more to this notion than money. Personal finances and emergency situations go together like peanut butter and jelly. And when your wallet doesn’t have the necessary funds to pay for something important, things can go from ugly to catastrophic. Most, if not all of us, have been in a position where our personal funds simply weren’t enough—a destitute situation that no one should have to…