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Starting a new job that requires you to carry a security ID card is a sign that you’re working in a valuable industry. If you’ve never been issued your own security ID before, then you likely have good reason to be proud of your accomplishment at having secured a better job with more responsibilities. That said, it never hurts to prepare yourself for any new role by learning more about your company’s routines in advance, such as how their security system works. Adjusting to a new job is always a little bit exciting and a little daunting, but you shouldn’t…

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A car is pretty essential if you have a family in the city: you’ll need to haul groceries for multiple people and commute to things like school, appointments and extra-curricular activities. To save on the cost of a car, many people buy a used vehicle. But to take it a step further, you can save your family’s finances with a used Mazda from the Certified Pre-Owned program — not only are they reliable cars at affordable prices, there are various policies that will make you feel confident about whatever used vehicle you select. Let’s take a closer look at the…

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One of the biggest challenge small businesses face is locating capital for their companies. Having enough initial capital is very important for a company to be able to initiate and follow through on its objectives. Having access to capital on an ongoing basis is also important because business is unpredictable especially for small companies that must constantly juggle their finances.   So small businesses must meet the challenge of constantly locating new source of capital in order to fulfill their business plans and remain competitive.  However locating capital is not always easy for a small business. The regular channels like…

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If you have gone on and taken a car, credit card or business credit from a bank, you must have wondered what the criteria is that they use to ascertain interest on various investments. Are the interest charges products of closed-door meetings within the bank’s halls or are they fixed by the Federal Reserve Bank? Why do the interest rates on loans vary from customer to customer? Why do credit card advances have such high-interest when compared to residence mortgage loans or automobile loans? 1.Competition Banks set up their own interest charges and are actually forbidden by U.S antitrust laws…

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One of the founding principles behind Bitcoin – and by proxy, all cryptocurrencies that followed – was to replace fiat currency and the banking system that fiat relies on. The dream lives on, and e-commerce is the space where it’s happening fastest. E-commerce is like the natural habitat of Bitcoin. It’s the easiest space in which to make transactions with Bitcoin and where most retailers currently accept payments in cryptocurrency. Retailers are constantly on the search for ways to minimize the transaction fees they pay. While retailers can pass those fees onto customers, most eat the costs to keep prices…

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